| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIANNA L YINGST3 | 8721 S 200TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $17K | $452 | $17K | 10.29% |
| CHRISTOPHER YINGST3 | 8721 S 200TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $6K | $70 | $6K | 3.81% |
| JOHN N KARR3 | 202 N ARMSTRONG STREET BIXBY, OK 74008 | AFLAC | $5K | $96 | $5K | 2.85% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $4K | $96 | $4K | 2.54% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $700 | $0 | $700 | 0.42% |
| LANCE J MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $660 | $0 | $660 | 0.40% |
| ELAINE HAMMAR3 | 7922 S 78TH EAST AVE TULSA, OK 74133 | AFLAC | $530 | $0 | $530 | 0.32% |
| ROBERT D YINGST3 | 8721 SOUTH 200 EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $393 | $0 | $393 | 0.24% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $381 | $0 | $381 | 0.23% |
| DAVID L DEARDORFF3 | 9083 E 138TH STREET S BIXBY, OK 74008 | AFLAC | $320 | $0 | $320 | 0.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $242 | $0 | $242 | 0.15% |
| MARK EDWIN SCHMITZ3 | 1512 W TRENTON STREET BROKEN ARROW, OK 74012 | AFLAC | $194 | $3 | $197 | 0.12% |
| CYNTHIA A. HAWKINSON3 Filed as: CYNTHIA A HAWKINSON | PO BOX 288 CHELSEA, OK 74016 | AFLAC | $194 | $0 | $194 | 0.12% |
| JIM G THAREL3 | 32314 E 695 WAY WAGONER, OK 74467 | AFLAC | $185 | $0 | $185 | 0.11% |
| KELLY A JONES3 | 1512 MELMART DR BARTLESVILLE, OK 74006 | AFLAC | $136 | $0 | $136 | 0.08% |
| DARREN R WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $110 | $0 | $110 | 0.07% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $94 | $0 | $94 | 0.06% |
| TIFFANY DENNY3 Filed as: TIFFANY D DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $85 | $0 | $85 | 0.05% |
| MICHAEL G HAGGAI3 | 14430 S LEWIS AVE BIXBY, OK 74008 | AFLAC | $70 | $14 | $84 | 0.05% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $83 | $0 | $83 | 0.05% |
| JOHN ROBERT DE LARIOS3 | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $71 | $0 | $71 | 0.04% |
| DAVID TATE3 Filed as: DAVID B TATE | 701 SIMPSON STREET GREENSBORO, NC 27401 | AFLAC | $70 | $0 | $70 | 0.04% |
| KELLY A JONES3 | 3114 DEBBIE LN BARTLESVILLE, OK 74006 | AFLAC | $68 | $0 | $68 | 0.04% |
| LISA B NEWPORT3 | 11554 ANDOVER CT MIDWEST CITY, OK 73130 | AFLAC | $63 | $0 | $63 | 0.04% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $50 | $0 | $50 | 0.03% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD SUITE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $45 | $3 | $48 | 0.03% |
| MIRANDA B TATE3 | 1410 COLIN KELLY DRIVE COLUMBIA, SC 29204 | AFLAC | $46 | $0 | $46 | 0.03% |
| MICHAEL ARTHUR KIRK3 | 4150 S 100TH EAST AVE SUITE 101 TULSA, OK 74146 | AFLAC | $45 | $0 | $45 | 0.03% |
| JAMES D GRACE3 | 2482 W NEW ORLEANS STREET BROKEN ARROW, OK 74011 | AFLAC | $35 | $3 | $38 | 0.02% |
| DANNY W SMITH3 | 14430 S LEWIS AVE BIXBY, OK 74008 | AFLAC | $22 | $14 | $36 | 0.02% |
| TRULUCK & ASSOCIATES INC3 Filed as: TRULUCK & ASSOCIATES INC. | 8721 CYPRESS RESERVE CIR ORLANDO, FL 32836 | AFLAC | $31 | $0 | $31 | 0.02% |
| CAROL L SMITH3 | 2108 W WACO STREET BROKEN ARROW, OK 74011 | AFLAC | $31 | $0 | $31 | 0.02% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $27 | $0 | $27 | 0.02% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $26 | $0 | $26 | 0.02% |
| KELLI R CAROTHERS3 | 7310 E 76TH STREET TULSA, OK 74133 | AFLAC | $24 | $0 | $24 | 0.01% |
| PAUL B BROUCHOUD3 Filed as: PAUL B BROUCHARD | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $23 | $0 | $23 | 0.01% |
| JULIO R HERNANDEZ3 | 307 W DAKOTA AVE MIDLAND, TX 79701 | AFLAC | $21 | $0 | $21 | 0.01% |
| KURTIS CARROLL SCHULTZ3 | PO BOX 52679 TULSA, OK 74152 | AFLAC | $19 | $0 | $19 | 0.01% |
| LARRY J POINDEXTER3 | 5909 S 94TH EAST PL TULSA, OK 74145 | AFLAC | $17 | $0 | $17 | 0.01% |
| TIMOTHY M CAMPBELL3 | 9820 S 92ND EAST AVE TULSA, OK 74133 | AFLAC | $13 | $0 | $13 | 0.01% |
| TERRA D WOOD3 | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $8 | $3 | $11 | 0.01% |
| STEPHEN W SIMPSON3 | 541 CONQUISTADOR CT EDMOND, OK 73025 | AFLAC | $8 | $0 | $8 | 0.00% |
| GENA GRACE QUARANTELLO3 | 12962 E VISTAPARK DR MOORPARK, CA 83021 | AFLAC | $7 | $0 | $7 | 0.00% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $6 | $0 | $6 | 0.00% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $6 | $0 | $6 | 0.00% |
| INTERNATIONAL INS BROKERS LTC LLC3 | PO BOX 35487 TULSA, OK 74153 | AFLAC | $6 | $0 | $6 | 0.00% |
| EDWARD A HALL JR3 | 15 VILLAGE PARK DR NEWNAN, GA 30265 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEFFREY TODD MURRAY3 | 4714 COUNTRY CLUB DR MIDLAND, TX 79703 | AFLAC | $4 | $0 | $4 | 0.00% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $3 | $0 | $3 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE SUITE D LUBBOCK, TX 79423 | AFLAC | $2 | $0 | $2 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER SUITE 300 TULSA, OK 74119 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $1K | $16K | 10.75% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER SUITE 300 TULSA, OK 74119 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $704 | $9K | 9.75% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FREEWAY SUITE 725 DALLAS, TX 75240 | VISION SERVICE PLAN | $7K | $0 | $7K | 9.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 412 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 475 | $77K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 412 | $241K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 412 | $147K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 412 | $147K |
| Other(3 contracts, 2 carriers) | AFLAC | 412 | $407K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.