| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | SYMETRA LIFE INSURANCE COMPANY | $19K | $2K | $21K | 14.26% |
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATE SERVICE (OK) LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | AFLAC | $7K | — | $7K | 8.44% |
| STACY HART | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $6K | $1K | $7K | 7.98% |
| JOSHUA C ROLAN | 201 BOWLING DR PAULS VALLEY, OK 73075 | AFLAC | $3K | $219 | $3K | 3.72% |
| JOSHUA WORTHY | 3700 N CLASSEN BLVD STE 220 OKLAHOMA CITY, OK 73118 | AFLAC | $3K | $219 | $3K | 3.39% |
| WESLEY K DILLON | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $609 | — | $609 | 0.72% |
| COURTNEY J THOMPSON Filed as: COURTNEY JUSTINE THOMPSON | 8011 NW NORWICK AVE LAWTON, OK 73505 | AFLAC | $565 | $26 | $591 | 0.70% |
| NORTH AMERICAN INSURANCE AGENCY Filed as: NORTH AMERICAN INS AG OF LAWTON LLC | P.O. BOX 949 LAWTON, OK 73502 | AFLAC | $412 | — | $412 | 0.49% |
| GARY C HART | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $353 | — | $353 | 0.42% |
| SHARON L SUTHERLIN | P.O. BOX 813 LAWTON, OK 73502 | AFLAC | $50 | — | $50 | 0.06% |
| NORTH AMERICAN INSURANCE AGENCY Filed as: NORTH AMERICAN INS AG OF LAWTON LLC | 10 SW 2ND ST LAWTON, OK 73501 | AFLAC | $44 | — | $44 | 0.05% |
| KENNETH B BEDDOW | 118 COLLINS BLVD ADA, OK 74820 | AFLAC | $27 | — | $27 | 0.03% |
| TIMOTHY W WORTHY JR | 2929 W MAIN ST DURANT, OK 74701 | AFLAC | $23 | — | $23 | 0.03% |
| DARCY SCHLABACH Filed as: DARCY D SCHLABACH | 2828 NW 57TH ST STE 201 OKLAHOMA CITY, OK 73112 | AFLAC | $18 | — | $18 | 0.02% |
| JOHN A WILLIAMS COMPANY INC | 20316 N COUNTY ROAD 3420 PAULS VALLEY, OK 73075 | AFLAC | $14 | — | $14 | 0.02% |
| ADDISON R STEWART | 2524 N BROADWAY EDMOND, OK 73034 | AFLAC | $10 | — | $10 | 0.01% |
| LARRY D DENNY Filed as: LARRY DENNY | P.O. BOX 306 WETUMKA, OK 74883 | AFLAC | $7 | — | $7 | 0.01% |
| BOBBY R STEWART | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $4 | — | $4 | 0.00% |
| JARRELL K PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICE LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $7K | $4K | $11K | 15.41% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PKWY, STE 300 OKLAHOMA CITY, OK 731421875 | VISION SERVICE PLAN | $2K | — | $2K | 3.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 359 | $73K |
| Vision | VISION SERVICE PLAN | 203 | $45K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 354 | $234K |
| Other | AFLAC | 128 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.