| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICE LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $6K | — | $6K | 4.00% |
| INSURICA, INC.3 | 5100 N CLASSEN BLVD STE 300 OKLAHOMA CITY, OK 73118 | SYMETRA LIFE INSURANCE COMPANY | $11K | $674 | $11K | 10.80% |
| STACY HART | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $6K | — | $6K | 13.89% |
| NORTH AMERICAN INSURANCE AGENCY Filed as: NORTH AMERICAN INS AG OF LAWTON LLC | PO BOX 949 LAWTON, OK 73502 | AFLAC | $4K | — | $4K | 9.76% |
| JOSHUA C ROLAN | 201 BOWLING DR PAULS VALLEY, OK 73075 | AFLAC | $3K | $738 | $4K | 9.61% |
| GARY C HART | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $4K | — | $4K | 9.16% |
| JOSHUA WORTHY | 2929 W MAIN ST DURANT, OK 73075 | AFLAC | $2K | — | $2K | 5.08% |
| NFP INSURANCE SERVICES INC Filed as: NFP CORPORATE SERVICE (OK) LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | AFLAC | $126 | — | $126 | 0.31% |
| WESLEY K DILLON | 1316 NW FERRIS AVE LAWTON, OK 73507 | AFLAC | $74 | — | $74 | 0.18% |
| SHARON L SUTHERLIN | PO BOX 813 LAWTON, OK 73502 | AFLAC | $45 | — | $45 | 0.11% |
| KENNETH B BEDDOW | 118 COLLINS BLVD ADA, OK 74820 | AFLAC | $25 | — | $25 | 0.06% |
| JOHN A WILLIAMS COMPANY INC | 20316 N COUNTY ROAD 3420 PAULS VALLEY, OK 73075 | AFLAC | $13 | — | $13 | 0.03% |
| LARRY D DENNY Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $7 | — | $7 | 0.02% |
| MARK A. MUELLER Filed as: MARK A MUELLER | 6717 ROLLING MEADOWS DR APT 216 SPARKS, NV 89436 | AFLAC | $4 | — | $4 | 0.01% |
| TAMARA M BEAM | 14106 E 492 RD CLAREMORE, OK 74019 | AFLAC | $2 | — | $2 | 0.00% |
| LISA B NEWPORT | 1009 SETTLERS DR EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.00% |
| KELLI R CAROTHERS | 7310 E 76TH ST TULSA, OK 74133 | AFLAC | $1 | — | $1 | 0.00% |
| CHARLES M ROBERTS | 51776 E COUNTY ROAD 1520 STRATFORD, OK 74872 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL J. MCVAY Filed as: MICHAEL J MCVAY | 8967 CREST VIEW DR CORONA, CA 92883 | AFLAC | $1 | — | $1 | 0.00% |
| JARRELL K PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 731421875 | VISION SERVICE PLAN | $1K | — | $1K | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 337 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 323 | $140K |
| Vision | VISION SERVICE PLAN | 186 | $29K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 328 | $146K |
| Other | AFLAC | 67 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 328 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.