No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1266610 NONE | Claims processing Service code 12 | — | $490K |
| IECGROUP, INC. EIN 82-0497661 TPA | Claims processing Service code 12 | — | $129K |
| IMA INC EIN 20-2557329 ACTUARY | Consulting fees Service code 70 | — | $80K |
| PLUMBERS AND PIPEFITTERS LOCAL 344 EMPLOYEE | Employee (plan sponsor) Service code 35 | 4337 SW 44TH STREET OKLAHOMA CITY, OK 73119 | $61K |
| DELTA DENTAL EIN 23-7322578 NONE | Claims processing Service code 12 | — | $50K |
| MORGAN STANLEY EIN 20-8764829 INVESTMENT CONSULTING | Direct payment from the plan; Other investment fees and expenses; Investment advisory (plan) Service code 27 | — | $44K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. NONE | Other services Service code 49 | 401 EAST 162ND STREET SUITE 105 SOUTH HOLLAND, IL 60473 | $24K |
| BRYAN, LITTLE, HALEY & KENT PC EIN 73-0941849 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| LUTON & CO. EIN 73-1331618 BOOKKEEPERS | Accounting (including auditing) Service code 10 | — | $18K |
| ST. JOHNS MERCY HEALTH SERVICES EIN 43-1664148 NONE | Consulting (general) Service code 16 | — | $17K |
| MCAFEE & TAFT EIN 73-0781676 ATTORNEY | Legal Service code 29 | — | $12K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 INVESTMENT CONSULTING | Direct payment from the plan; Investment advisory (plan); Other investment fees and expenses Service code 27 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 956 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 168 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,651 | $7.7M |
| Dental | DELTA DENTAL | 921 | $835K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 943 | $28K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 956 | $407K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 943 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,651 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.