No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1266610 NONE | Claims processing Service code 12 | — | $397K |
| ERISA ADMINISTRATORS LLC EIN 75-2915587 NONE | Claims processing Service code 12 | — | $113K |
| PLUMBERS AND PIPEFITTERS LOCAL 344 EMPLOYEE | Employee (plan sponsor) Service code 35 | 4337 SW 44TH STREET OKLAHOMA CITY, OK 73119 | $90K |
| SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | — | $45K |
| DELTA DENTAL EIN 23-7322578 NONE | Claims processing Service code 12 | — | $38K |
| MERRILL LYNCH EIN 13-3180817 NONE | Securities brokerage Service code 33 | — | $37K |
| MCAFEE & TAFT EIN 73-0781676 NONE | Legal Service code 29 | — | $34K |
| SUMMIT FINANCIAL GROUP EIN 73-1324497 ADMINISTRATION | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $30K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. NONE | Other services Service code 49 | 401 EAST 162ND STREET SUITE 105 SOUTH HOLLAND, IL 60473 | $20K |
| BRYAN, LITTLE, HALEY, & KENT PC EIN 73-0941849 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $19K |
| ST. JOHNS MERCY HEALTH SERVICES EIN 43-1664148 NONE | Consulting (general) Service code 16 | — | $17K |
| LUTTON & CO. EIN 73-1331618 NONE | Accounting (including auditing) Service code 10 | — | $16K |
| CHUBB GROUP OF INSURANCE COMPANIES NONE | Insurance agents and brokers Service code 22 | 15 MOUNTAIN VIEW ROAD WARREN, NJ 07059 | $8K |
| LDI EIN 43-0912223 NONE | Claims processing Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 793 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 289 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,082 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 1,082 | $5.8M |
| Dental | DELTA DENTAL | 788 | $655K |
| Life insurance | DEERBORN NATIONAL LIFE INSURANCE COMPANY | 773 | $22K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 795 | $329K |
| Other | DEERBORN NATIONAL LIFE INSURANCE COMPANY | 773 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,082 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.