| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $8K | — | $8K | 6.82% |
| JULIA HADORN3 | 10778 S. CARBONDALE ST. OLATHE, KS 66061 | AFLAC | $6K | $696 | $6K | 5.68% |
| HAYS COMPANIES, INC.3 | 80 SO. 8TH ST. STE. 700 MINNEAPOLIS, MN 55402 | AFLAC | $3K | — | $3K | 2.63% |
| ANGELA M COOK3 | 400 N CORONADO ST APT 2108 CHANDLER, AZ 85224 | AFLAC | $770 | $26 | $796 | 0.72% |
| BRIAN MILLS3 | 1402 W. LUCY WEBB RD. RAYMORE, MO 64083 | AFLAC | $477 | — | $477 | 0.43% |
| JON R OVERACRE3 | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $348 | $119 | $467 | 0.42% |
| ROBERT C JOHNSTON3 | 6600 COLLEGE BLVD STE 305 OVERLAND PARK, KS 66211 | AFLAC | $364 | — | $364 | 0.33% |
| JEANNE DYCUS3 | 4026 NE WOODRIDGE DR LEES SUMMIT, MO 64064 | AFLAC | $334 | — | $334 | 0.30% |
| MICHAEL WARD3 | 10550 BARKLEY ST STE 203 OVERLAND PARK, KS 66212 | AFLAC | $184 | $43 | $227 | 0.20% |
| ARICCA WALLACE3 | 5100 CANYON RD. MANHATTAN, KS 66503 | AFLAC | $216 | — | $216 | 0.19% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD. 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $190 | — | $190 | 0.17% |
| JASON SCOTT WHITE3 | 6334 STEVENSON ST SHAWNEE, KS 66218 | AFLAC | $128 | — | $128 | 0.12% |
| ALAN D HURT3 Filed as: ALAN HURT | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $100 | — | $100 | 0.09% |
| BRIANA LYNN HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $92 | — | $92 | 0.08% |
| WELLS MANAGEMENT LLC3 | 11725 SE 960 PVT RD COLLINS, MO 64738 | AFLAC | $76 | — | $76 | 0.07% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $68 | — | $68 | 0.06% |
| J SCOTT DAY3 | 2525 NW TOPEKA BLVD. TOPEKA, KS 66617 | AFLAC | $54 | — | $54 | 0.05% |
| BRENNAN HURT3 | 5600 MILLRIDGE ST SHAWNEE, KS 66218 | AFLAC | $53 | — | $53 | 0.05% |
| KENNETH MORRIS JR3 Filed as: KENNETH MORRIS JR. | 5410 PLYMOUTH DR. LAWRENCE, KS 66049 | AFLAC | $38 | — | $38 | 0.03% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $37 | — | $37 | 0.03% |
| APRIL MARIE HUDGENS3 | PO BOX 450053 GROVE, OK 74345 | AFLAC | $37 | — | $37 | 0.03% |
| WILLIAM K TEICHGRAEBER3 | 931 167TH ST EUREKA, KS 67045 | AFLAC | $34 | — | $34 | 0.03% |
| DAVID C SIMS3 | 1013 S 22ND ST ROGERS, AR 72758 | AFLAC | $23 | — | $23 | 0.02% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $21 | — | $21 | 0.02% |
| DEREK J COMAGES3 | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $19 | — | $19 | 0.02% |
| SEAN SMITH MANAGEMENT LLC3 | 319 N. MAIN AVE. STE. 130 SPRINGFIELD, MO 65806 | AFLAC | $18 | — | $18 | 0.02% |
| BRETT GOSCH3 Filed as: BRETT T GOSCH | 9895 COUNTY RD. 215 WEBB CITY, MO 64870 | AFLAC | $17 | — | $17 | 0.02% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $16 | — | $16 | 0.01% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $14 | — | $14 | 0.01% |
| KELLI R CAROTHERS3 | 7310 E 76TH ST TULSA, OK 74133 | AFLAC | $13 | — | $13 | 0.01% |
| IMPACT BENEFITS LLC3 | 506 S. MAIN ST. CARTHAGE, MO 64836 | AFLAC | $9 | — | $9 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $7 | — | $7 | 0.01% |
| DAVID L DEARDORFF3 | 9083 E 138TH ST S BIXBY, OK 74008 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES EDWIN REED3 | 8224 SAN MARCO AVE SPRINGDALE, AR 72762 | AFLAC | $6 | — | $6 | 0.01% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DR. POLK CITY, IA 50226 | AFLAC | $6 | — | $6 | 0.01% |
| JOSEPH WESLEY WILLINGHAM3 | 1502 N. METCALF RD. LOUISBURG, KS 66053 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES D GRACE3 | 4316 S ASPEN PL BROKEN ARROW, OK 74011 | AFLAC | $5 | — | $5 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN ROBERT DE LARIOS3 | 119 TAMARACK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $4 | — | $4 | 0.00% |
| JONI S WOBORNY BUNKER3 | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $2 | — | $2 | 0.00% |
| CONSTANCE I LAGER3 | 5109 NE 55TH TERRACE KANSAS CITY, MO 64119 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A WILLIAMS COMPANY INC3 Filed as: JOHN A WILLIAMS COMPANY INC. | 20316 N. COUNTY RD. 3240 PAULS VALLEY, OK 73075 | AFLAC | $1 | — | $1 | 0.00% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| CODY W FREEMAN3 | 3030 NW EXPRESSWAY STE 1800 OKLAHOMA CITY, OK 73112 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | — | $1 | 0.00% |
| WESNER ENTERPRISES LLC3 | 1508 N CHURCH RD STE B LIBERTY, MO 64068 | AFLAC | $1 | — | $1 | 0.00% |
| TERRY S DECKER3 | RR 2 BOX 22 TURPIN, OK 73950 | AFLAC | $1 | — | $1 | 0.00% |
| CHARLES L CHANCELLOR3 | 903 WEATHERFORD DR. BENTON, AR 72015 | AFLAC | $1 | — | $1 | 0.00% |
| TONYA SUE ELMORE3 | 1930 HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $1 | — | $1 | 0.00% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $0 | — | $0 | 0.00% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $0 | — | $0 | 0.00% |
| MOFFAT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $0 | — | $0 | 0.00% |
| PAUL B BROUCHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 133 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.