| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $11K | — | $11K | 9.23% |
| JULIA HADORN3 | 10778 S. CARBONDALE ST. OLATHE, KS 66061 | AFLAC | $2K | $113 | $2K | 1.83% |
| BRIAN MILLS3 | 1115 REMINGTON PLZ. STE. A RAYMORE, MO 64083 | AFLAC | $1K | — | $1K | 0.97% |
| JEANNE DYCUS3 | 4026 NE WOODRIDGE DR. LEES SUMMIT, MO 64064 | AFLAC | $673 | — | $673 | 0.54% |
| ALAN D HURT3 Filed as: ALAN HURT | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $483 | $129 | $612 | 0.49% |
| JASON WHITE3 | 6334 STEVENSON ST. SHAWNEE, KS 66218 | AFLAC | $500 | — | $500 | 0.40% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD. STE. 200 ELLISVILLE, MO 63011 | AFLAC | $440 | — | $440 | 0.36% |
| ARICCA WALLACE3 | 5100 CANYON RD. MANHATTAN, KS 66503 | AFLAC | $431 | — | $431 | 0.35% |
| BRAD SCHUMACHER3 | 2804 COUNTRY LN. HAYS, KS 67601 | AFLAC | $235 | $148 | $383 | 0.31% |
| BRENNAN HURT3 | 1804 COUNTRYSIDE DR. PITTSBURG, KS 66762 | AFLAC | $161 | $126 | $287 | 0.23% |
| CYNTHIA A. HAWKINSON3 Filed as: CYNTHIA HAWKINSON | PO BOX 288 CHELSEA, OK 74016 | AFLAC | $120 | — | $120 | 0.10% |
| CALEB GILMOUR3 | 310 W. CENTRAL AVE. STE. D ANDOVER, KS 67002 | AFLAC | $88 | $26 | $114 | 0.09% |
| J SCOTT DAY3 | 2525 NW TOPEKA BLVD. TOPEKA, KS 66617 | AFLAC | $91 | — | $91 | 0.07% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY JR. | 2929 W. MAIN ST. DURANT, OK 74701 | AFLAC | $64 | — | $64 | 0.05% |
| WILLIAM K TEICHGRAEBER3 Filed as: WILLIAM TEICHGRABER | 931 W. 167TH ST. EUREKA, KS 67045 | AFLAC | $44 | — | $44 | 0.04% |
| JOHN A WILLIAMS COMPANY INC3 Filed as: JOHN A WILLIAMS COMPANY INC. | 20316 N. COUNTY RD. 3240 PAULS VALLEY, OK 73075 | AFLAC | $31 | — | $31 | 0.03% |
| DAVID C SIMS3 Filed as: DAVID SIMS | 4504 W. MOURNING DOVE DR. ROGERS, AR 72758 | AFLAC | $30 | — | $30 | 0.02% |
| APRIL MARIE HUDGENS3 Filed as: APRIL HUDGENS | PO BOX 450053 GROVE, OK 74345 | AFLAC | $24 | — | $24 | 0.02% |
| MARC HOMAN3 | 11828 W. CENTRAL ST. STE. 100 WICHITA, KS 67212 | AFLAC | $18 | — | $18 | 0.01% |
| KELLI R CAROTHERS3 Filed as: KELLI CAROTHERS | 7310 E. 76TH ST. TULSA, OK 74133 | AFLAC | $18 | — | $18 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR. LEES SUMMIT, MO 64064 | AFLAC | $9 | $6 | $15 | 0.01% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $10 | — | $10 | 0.01% |
| PERRY HENAULT3 | 220 SW 33RD ST. STE. 101 TOPEKA, KS 66611 | AFLAC | $9 | — | $9 | 0.01% |
| MICHAEL STORRER3 | 114 HOLLIDAY ST. OSAGE CITY, KS 66523 | AFLAC | $9 | — | $9 | 0.01% |
| JAMES EDWIN REED3 Filed as: JAMES REED | 8224 SAN MARCO AVE. SPRINGDALE, AR 72762 | AFLAC | $8 | — | $8 | 0.01% |
| DAVID L DEARDORFF3 Filed as: DAVID DEARDORFF | 9083 E 138TH ST. S. BIXBY, OK 74008 | AFLAC | $8 | — | $8 | 0.01% |
| KRINGS ENTERPRISES INC3 | 5530 WEST PKWY. STE. 500 JOHNSTON, IA 50131 | AFLAC | $7 | — | $7 | 0.01% |
| JOSEPH WESLEY WILLINGHAM3 Filed as: JOSEPH WILLINGHAM | 1502 N. METCALF RD. LOUISBURG, KS 66053 | AFLAC | $7 | — | $7 | 0.01% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $4 | — | $4 | 0.00% |
| WILSON FIELDS3 | PO BOX 579 CLEVELAND, OK 74020 | AFLAC | $3 | — | $3 | 0.00% |
| BRIAN LUCHT3 | 24131 LEONARD RANCH RD. GRAVETTE, AR 72736 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 115 | $124K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.