| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 6100 SOUTH YALE AVENUE SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $9K | $0 | $9K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | UNKNOWN METAIRIE, LA 70002 | MONY LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 16.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 6100 SOUTH YALE AVENUE SUITE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.80% |
| CAROLYN W CURLESS3 | 26070 WEST 41ST S SAND SPRINGS, OK 74063 | AFLAC | $1K | $0 | $1K | 5.23% |
| MJ INSURANCE3 Filed as: JAMES D GRACE AND VARIOUS AGENTS | 2474 W NEW ORLEANS STREET BROKEN ARROW, OK 74011 | AFLAC | $1K | $0 | $1K | 3.63% |
| MITCHELL M ALLNER3 | 8600 EXECUTIVE WOODS DRIVE LINCOLN, NE 68512 | AFLAC | $318 | $0 | $318 | 1.15% |
| SHIRLEY A BAZAY3 | 5150 BROADWAY STREET SUITE 156 SAN ANTONIO, TX 78209 | AFLAC | $195 | $0 | $195 | 0.70% |
| JOHN ROBERT DE LARIOS3 | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $155 | $0 | $155 | 0.56% |
| DAVID L DEARDORFF | 9083 EAST 138TH STREET S BIXBY, OK 74008 | AFLAC | $149 | $0 | $149 | 0.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OKLAHOMA INC | 208 N MILL STREET PRYOR, OK 74361 | AFLAC | $147 | $0 | $147 | 0.53% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC | 4775 EAST 91ST STREET SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $5K | $738 | $6K | 22.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 230 | $108K |
| Vision | VISION SERVICE PLAN | 200 | $28K |
| Life insurance | MONY LIFE INSURANCE COMPANY OF AMERICA | 323 | $83K |
| Long-term disability | MONY LIFE INSURANCE COMPANY OF AMERICA | 323 | $83K |
| Other(3 contracts, 3 carriers) | MONY LIFE INSURANCE COMPANY OF AMERICA | 323 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.