| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL OF OKLAHOMA | $7K | $0 | $7K | 5.67% |
| GALLAGHER BENEFIT SERVICES, INC. | 2322 WEST GRAND PARKWAY NORTH SUITE 100 KATY, TX 95172 | DELTA DENTAL OF OKLAHOMA | $698 | $0 | $698 | 0.55% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $0 | $12K | 15.00% |
| LARRY D BACON3 Filed as: LARRY D. BACON AND OTHER AGENTS | 906 SOUTH CANADIAN STREET PURCELL, OK 73080 | AFLAC | $841 | $0 | $841 | 4.17% |
| DAVID A. MASCHINO3 | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | AFLAC | $459 | $0 | $459 | 2.28% |
| LUCRETIA M. JONES3 | 32795 EAST COUNTY ROAD 1545 PAULS VALLEY, OK 73075 | AFLAC | $422 | $0 | $422 | 2.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CHARLOTTE M. BROWN | 5911 FOX RUN WAY OKLAHOMA CITY, OK 73142 | AFLAC | $247 | $0 | $247 | 1.23% |
| JOHN MCDONNELL3 Filed as: JOHN WILLIAMS COMPANY, INC. | 20316 NORTH COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $210 | $0 | $210 | 1.04% |
| CHARLES M ROBERTS3 Filed as: CHARLES M. ROBERTS | 3100 SOUTH BERRY ROAD, SUITE 100 NORMAN, OK 73072 | AFLAC | $194 | $0 | $194 | 0.96% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | AFLAC | $176 | $0 | $176 | 0.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | VISION SERVICE PLAN | $945 | $0 | $945 | 5.57% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 4811 GAILLARDIA PARKWAY, SUITE 300 OKLAHOMA CITY, OK 73142 | DEARBORN LIFE INSURANCE COMPANY | $289 | $288 | $577 | 11.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OKLAHOMA | 150 | $126K |
| Vision | VISION SERVICE PLAN | 130 | $17K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $83K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $78K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $78K |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.