| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK) LLC | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | AETNA LIFE INSURANCE COMPANY | $0 | $11K | $11K | 0.79% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LLC | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $7K | $0 | $7K | 6.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 15.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CHARLOTTE M BROWN | 5911 FOX RUN WAY OKLAHOMA CITY, OK 73142 | AFLAC | $1K | $0 | $1K | 5.63% |
| DAVID A. MASCHINO3 Filed as: DAVID MASCHINO | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | AFLAC | $564 | $0 | $564 | 2.64% |
| LUCRETIA M. JONES3 Filed as: LUCRETIA M JONES | 32795 E COUNTY ROAD 1545 PAULS VALLEY, OK 73075 | AFLAC | $481 | $0 | $481 | 2.25% |
| CHARLES M ROBERTS3 | 3100 S BERRY RD STE 100 NORMAN, OK 73072 | AFLAC | $477 | $0 | $477 | 2.23% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $253 | $0 | $253 | 1.18% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $248 | $0 | $248 | 1.16% |
| MARCY A SCOTT3 | 13805 E DEER CREEK RD NEWALLA, OK 74857 | AFLAC | $132 | $0 | $132 | 0.62% |
| THOMAS LEE NICHOLS3 Filed as: THOMAS L NICHOLS | 27627 E COUNTY ROAD 1550 PAULS VALLEY, OK 73075 | AFLAC | $131 | $0 | $131 | 0.61% |
| GLENDA S MOSBY3 | 2401 NW 48TH ST OKLAHOMA CITY, OK 73112 | AFLAC | $40 | $0 | $40 | 0.19% |
| PAUL BURNETT ROBBINS3 | 17492 NCR 3280 PAULS VALLEY, OK 73075 | AFLAC | $20 | $0 | $20 | 0.09% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $13 | $0 | $13 | 0.06% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $5 | $0 | $5 | 0.02% |
| SHANE M OWEN3 Filed as: SHANE M OWENS | 3000 UNITED FOUNDERS BLVD STE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $2 | $0 | $2 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK), LLC | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | VISION SERVICE PLAN | $942 | $0 | $942 | 6.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK) LLC | 4811 GAILLARDIA PARKWAY STE 300 OKLAHOMA CITY, OK 73142 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $323 | $0 | $323 | 6.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK | 4811 GAILLARDIA PKWY SUITE 300 OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $617 | $0 | $617 | 14.99% |
| DIGITIAL INSURANCE LLC3 Filed as: DIGITIAL INSURANCE, INC. | 400 GALLERIA PKWY #300 ATLANTA, GA 30339 | FEDERAL INSURANCE COMPANY | $135 | $0 | $135 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 308 | $1.3M |
| Dental | DELTA DENTAL | 145 | $114K |
| Vision | VISION SERVICE PLAN | 107 | $15K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 185 | $29K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 185 | $23K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 185 | $24K |
| Other(4 contracts, 4 carriers) | AFLAC | 206 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.