| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY P. GRIFFIN Filed as: JEFFREY P GRIFFIN | 6720 N SCOTTSDALE RD STE 310 SCOTTSDALE, AZ 85253 | STARMOUNT LIFE INS CO | — | $13K | $13K | 1.85% |
| JEFFREY P. GRIFFIN Filed as: JEFFREY P GRIFFIN | 6720 N SCORRSDALE RD STE 310 SCOTSDALE, AZ 85253 | BLUE CROSS BLUE SHIELD OF AZ | — | $731K | $731K | 114.61% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COPMPANIES LLC | 6720 N SCOTTSDALE RD STE 310 SCOTTSDALE, AZ 85253 | BLUE CROSS BLUE SHIELD OF AZ | — | $12K | $12K | 1.83% |
| JEFFREY P. GRIFFIN Filed as: JEFFREY P GRIFFIN | 6720 N SCORRSDALE RD STE 310 SCOTSDALE, AZ 85253 | UNUM LIFE INSURANCE CO OF AM | $71K | $9K | $80K | 17.00% |
| JEFFREY P. GRIFFIN Filed as: JEFFREY P GRIFFIN | 6720 N SCORRSDALE RD STE 310 SCOTSDALE, AZ 85253 | UNUM INSURANCE CO | $20K | $2K | $22K | 20.25% |
| JEFFREY P. GRIFFIN Filed as: JEFFREY P GRIFFIN | 6720 N SCORRSDALE RD STE 310 SCOTSDALE, AZ 85253 | UNUM INSURANCE CO | $20K | $4K | $24K | 22.18% |
| JP GRIFFIN COMPANIES LLC | 6720 N SCOTTSDALE RD STE 310 SCOTTSDALE, AZ 852534473 | METROPOLITAN LIFE | $0 | $118 | $118 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,981 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,981 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF AZ | 1,981 | $638K |
| Dental | STARMOUNT LIFE INS CO | 1,128 | $677K |
| Vision(2 contracts, 2 carriers) | STARMOUNT LIFE INS CO | 1,128 | $677K |
| Life insurance | UNUM LIFE INSURANCE CO OF AM | 1,429 | $470K |
| Long-term disability | UNUM LIFE INSURANCE CO OF AM | 1,429 | $470K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF AZ | 1,981 | $638K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF AZ | 1,981 | $638K |
| Other(2 contracts) | UNUM INSURANCE CO | 626 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.