| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $43K | $8K | $51K | 4.28% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $0 | $12K | $12K | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.50% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $615 | $135 | $750 | 0.61% |
| KEVIN BLANE COOLEY3 | ONE LAKE SIDE PLAZA 127 W BROAD ST STE 600 LAKE CHARLES, LA 70601 | NORTHWESTERN MUTUAL | $2K | $529 | $3K | 5.98% |
| TED PATRICK HARLESS3 | ONE LAKE SIDE PLAZA 127 W BROAD ST STE 600 LAKE CHARLES, LA 70601 | NORTHWESTERN MUTUAL | $2K | $529 | $3K | 5.98% |
| NMFN OF LOUISIANA LLC3 | STE 940 111 VETERANS MEM BLVD METAIRIE, LA 70005 | NORTHWESTERN MUTUAL | $840 | $151 | $991 | 2.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $0 | $6K | 15.00% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $410 | $2K | 6.11% |
| KEVIN BLANE COOLEY3 | ONE LAKE SIDE PLAZA 127 W BROAD ST STE 600 LAKE CHARLES, LA 70601 | NORTHWESTERN MUTUAL | $1K | $295 | $1K | 4.38% |
| TED PATRICK HARLESS3 | ONE LAKE SIDE PLAZA 127 W BROAD ST STE 600 LAKE CHARLES, LA 70601 | NORTHWESTERN MUTUAL | $1K | $295 | $1K | 4.38% |
| NMFN OF LOUISIANA LLC3 | STE 940 111 VETERANS MEM BLVD METAIRIE, LA 70005 | NORTHWESTERN MUTUAL | $468 | $84 | $552 | 1.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 20.00% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $743 | $160 | $903 | 6.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $666 | $144 | $810 | 6.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $787 | $0 | $787 | 15.00% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $262 | $111 | $373 | 7.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $651 | $0 | $651 | 14.99% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $217 | $79 | $296 | 6.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $311 | $0 | $311 | 15.02% |
| GIS BENEFITS INC5 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $103 | $23 | $126 | 6.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 214 | $1.2M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 365 | $68K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 365 | $68K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 123 | $160K |
| Short-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 98 | $38K |
| Long-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 98 | $49K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 214 | $1.2M |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 123 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 365 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.