| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY BENEFITS & CONSULTING LLC3 | 422 E COLLEGE STREET LAKE CHARLES, LA 70605 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $33K | — | $33K | 2.40% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC. | 422 E COLLEGE STREET LAKE CHARLES, LA 70605 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $14K | $14K | $28K | 2.09% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $2K | $5K | 11.09% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 8.16% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $4K | 7.53% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | KEMPER | $6K | — | $6K | 25.05% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | KEMPER | $2K | — | $2K | 7.47% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $846 | $3K | 13.78% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.82% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $919 | $500 | $1K | 7.72% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $613 | $2K | 11.16% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $876 | $545 | $1K | 8.11% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 7.33% |
| ADMINISTRATOR, INC, BOON-CHAPMAN B3 | 9401 AMBERGLEN BLVD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $792 | $2K | 13.14% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 11.45% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $862 | $469 | $1K | 7.72% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $710 | $2K | 12.90% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $839 | $631 | $1K | 8.76% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 6.33% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $520 | $2K | 13.07% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $608 | $462 | $1K | 8.80% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $754 | — | $754 | 6.20% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE #250 LAFAYETTE, LA 705032459 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $196 | $180 | $376 | 13.62% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $138 | $101 | $239 | 8.66% |
| GREGORY BENEFITS & CONSULTING LLC3 | 422 EAST COLLEGE LAKE CHARLES, LA 70605 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $218 | — | $218 | 7.90% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN ADMINISTRATORS, INC | 9401 AMBERGLEN BOULEVARD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 242 | $1.4M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 63 | $87K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 63 | $87K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 332 | $18K |
| Short-term disability | NORTHWESTERN MUTUAL | 0 | $0 |
| Long-term disability | NORTHWESTERN MUTUAL | 0 | $0 |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 242 | $1.4M |
| Other(8 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 332 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.