| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC. | RSA BATTLE HOUSE TOWER 11 N WATER ST, 19TH FL, STE 19290 MOBILE, AL 36602 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $18K | $18K | 1.29% |
| MICHELLE A BAUGHMAN3 Filed as: MICHELLE M DOUCET | 172 HERITAGE PARKWAY STE H BROUSSAND, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47K | — | $47K | 7.33% |
| GEORGE P DOUCET3 | 425 QUAIL DR LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46K | — | $46K | 7.22% |
| AARON L PARVINO3 | 108 DERBY LANE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27K | — | $27K | 4.22% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 2.39% |
| BLAZE J FREMIN3 | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 1.05% |
| FRANCINE L PARVINO3 | 108 DERBY LANE LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.83% |
| TERI J LAPORTE3 | 140 C RUE BEAUREGARD LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.37% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN SCOTT JOHNSON | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.37% |
| TERRY J STUTES3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.24% |
| JENNA M LAPORTE3 | 1109 LETRIOMPHE PKWY BROUSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $761 | — | $761 | 0.12% |
| NATALIE A LAPORTE3 | 1109 LETRIOMPHE BLVD BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $684 | — | $684 | 0.11% |
| ALICIA N BEHRINGER3 | 1205 CHRISTOPHER STREET NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $665 | — | $665 | 0.10% |
| RONDA R LAHOOD3 Filed as: RONDA R SULLIVAN | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $489 | — | $489 | 0.08% |
| JOSHUA W HEBERT3 | 300 GARFIELD STREET LAFAYETTE, LA 70501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $412 | — | $412 | 0.06% |
| MARK R STEWART3 | 470 BELLE AVE LAKE CHARLES, LA 70611 | CONTINENTAL AMERICAN INSURANCE COMPANY | $272 | — | $272 | 0.04% |
| BLAKE CHARLES ADAMS3 Filed as: BLAKE C ADAMS | 200 CREEKWOOD DR LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $236 | — | $236 | 0.04% |
| MINDY PERIOUX3 Filed as: MINDY A PERIOUX | 113 FLAGG PLACE BLVD LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.02% |
| PATRICK J NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LYNNE MULCAHY4 | 4802 SCHILLER PARK LN SUGAR LAND, TX 77479 | PRE-PAID LEGAL SERVICES, INC. | $4K | — | $4K | 18.61% |
| KATELYNN P. MULCAHY4 | 1212 FARNHAM CT E IRVING, TX 75062 | PRE-PAID LEGAL SERVICES, INC. | $103 | — | $103 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,792 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,798 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 3,273 | $123K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,210 | $1.4M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,210 | $1.4M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,210 | $1.4M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,210 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.