| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC. | PO BOX 730371 DALLAS, TX 753730371 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $8K | $8K | 0.72% |
| JENNA M LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $4K | — | $4K | 4.36% |
| NATALIE LAPORTE OUBRE3 | 2910 DIVISION RD SAINT MARTINVILLE, LA 70582 | AFLAC | $4K | — | $4K | 4.36% |
| TERRY J STUTES3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $2K | $198 | $2K | 2.24% |
| DEREK JOSEPH STUTES3 | 7116 SHADOW LN LAKE CHARLES, LA 70605 | AFLAC | $1K | $247 | $2K | 1.83% |
| JOSHUA HEBERT3 Filed as: JOSHUA HERBERT | 118 CATTAIL RD IOTSA, LA 70543 | AFLAC | $2K | — | $2K | 1.75% |
| THEODORE AUTHEMENT3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $990 | $91 | $1K | 1.22% |
| BLAKE CHARLES ADAMS3 | 113 FLAGG PL SUITE 6D LAFAYETTE, LA 70508 | AFLAC | $1K | — | $1K | 1.20% |
| RONDA R LAHOOD3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $757 | $102 | $859 | 0.97% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70506 | AFLAC | $716 | $102 | $818 | 0.92% |
| KRISSI JO MOORE3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $160 | $65 | $225 | 0.25% |
| SARAH BOUDREAUX3 | 800 RYAN ST LAKE CHARLES, LA 70601 | AFLAC | $203 | — | $203 | 0.23% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $150 | — | $150 | 0.17% |
| DONNA DUNN3 | 3417 DUHON ST LAKE CHARLES, LA 70607 | AFLAC | $117 | — | $117 | 0.13% |
| DRUSILLA SONNIER3 Filed as: DRUSILLA ANN SONNIER | 973 WOODLAND HILLS DR LAKE CHARLES, LA 70611 | AFLAC | $117 | — | $117 | 0.13% |
| LEONARD C PARKER3 | 326 CLYDE PARKER RD RAGLEY, LA 70657 | AFLAC | $107 | — | $107 | 0.12% |
| SHARON R GALICIA3 | PO BOX 193 LAKE CHARLES, LA 70602 | AFLAC | $96 | — | $96 | 0.11% |
| DEBORAH BOREL3 | 6420 SWEETLEAF CT LAKE CHARLES, LA 70605 | AFLAC | $88 | — | $88 | 0.10% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $62 | — | $62 | 0.07% |
| ELLIS G HASSIEN3 Filed as: ELLIS G HASSEN | PO BOX 1448 SULPHUR, LA 70664 | AFLAC | $59 | — | $59 | 0.07% |
| MARK R STEWART3 | 470 BELLE AVE LAKE CHARLES, LA 70611 | AFLAC | $49 | $3 | $52 | 0.06% |
| MARK R STEWART3 | 1722 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $31 | $9 | $40 | 0.04% |
| VICTORIA ROBERTS3 | 427 CRESTWOOD ST LAKE CHARLES, LA 70604 | AFLAC | $36 | — | $36 | 0.04% |
| LYNNE MULCAHY4 | 4802 SCHILLER PARK LN SUGAR LAND, TX 77479 | PRE-PAID LEGAL SERVICES, INC. | $8K | — | $8K | 18.44% |
| KATELYNN P. MULCAHY4 | 1212 FARNHAM CT E IRVING, TX 75062 | PRE-PAID LEGAL SERVICES, INC. | $309 | — | $309 | 0.72% |
| GROUP AGENCY MANAGEMENT INC.4 Filed as: GROUP AGENCY MANAGEMENT, INC. | PO BOX 113 VINTON, VA 24179 | PRE-PAID LEGAL SERVICES, INC. | $15 | — | $15 | 0.03% |
| DEREK JOSEPH STUTES3 | 7116 SHADOW LANE LAKE CHARLES, LA 70605 | AFLAC | $122 | $24 | $146 | 7.17% |
| TERRY J STUTES3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $77 | $12 | $89 | 4.37% |
| RONDA R LAHOOD3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $72 | $7 | $79 | 3.88% |
| THEODORE AUTHEMENT3 | 800 RYAN ST SUITE 200 LAKE CHARLES, LA 70601 | AFLAC | $46 | $7 | $53 | 2.60% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $28 | $7 | $35 | 1.72% |
| ELLIS G HASSIEN3 | PO BOX 1448 SULPHUR, LA 70664 | AFLAC | $3 | — | $3 | 0.15% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DRIVE LAFAYETTE, LA 70503 | AFLAC | $1 | — | $1 | 0.05% |
| LEONARD C PARKER3 | 326 CLYDE PARKER RD RAGLEY, LA 70657 | AFLAC | $1 | — | $1 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,797 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,800 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,597 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,797 | $190K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,957 | $1.1M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,957 | $1.1M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,957 | $1.1M |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,957 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,957 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.