| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST LLC | 600 JEFFERSON ST STE 200 LAFAYETTE, LA 70501 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $49K | — | $49K | 3.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $3K | $41K | 16.17% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $16K | 6.26% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMEN 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 3.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | $1K | $359 | $2K | 4.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | — | $36 | $36 | 0.10% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 70501 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | — | $36 | $36 | 0.10% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 18.42% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $155 | $4K | 16.12% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $302 | $1K | 6.24% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA STRATEGIC ENROLLMENT S 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $119 | $119 | 0.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | $36 | $46 | 0.19% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $108 | $6K | 27.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $144 | $6K | 24.32% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $265 | $1K | 5.95% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | — | $36 | $36 | 0.16% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT S 13750 SAN PEDRO AVE ST 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $75 | $4K | 24.88% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $111 | $3K | 22.03% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $751 | $194 | $945 | 6.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $36 | $36 | 0.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CATILIZE HEALTH EIN 72-1308785 COMPLETECARE ADMIN FEE | Contract Administrator; Claims processing Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 442 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 211 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $252K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $252K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $252K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $252K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $252K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 211 | $1.6M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 442 | $350K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 442 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.