| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | AGENCY LLC PO BOX 2456 LAFAYETTE, LA 705022456 | UNITEDHEALTHCARE INSURANCE COMPANY | $58K | — | $58K | 3.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 70501 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $157 | $157 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $3K | $42K | 14.29% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $5K | $18K | 6.09% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMEN 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11K | $11K | 3.85% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $152 | $8K | 30.60% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $71 | $7K | 27.69% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $655 | $2K | 6.58% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $458 | $2K | 6.08% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA STRATEGIC ENROLLMENT S 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $9 | $9 | 0.04% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | $896 | $376 | $1K | 5.25% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | $336 | — | $336 | 1.39% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 70501 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | — | $19 | $19 | 0.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | — | $19 | $19 | 0.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $173 | $7K | 31.23% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $62 | $6K | 28.37% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $789 | $551 | $1K | 6.34% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $918 | $388 | $1K | 6.18% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA STRATEGIC ENROLLMENT S 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7 | $7 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST | INS AGENCY LLC 600 JEFFERSON ST STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $112 | $6K | 30.55% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $63 | $5K | 30.28% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $770 | $324 | $1K | 6.07% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA PROFESSIONAL ENROLLMENT S 13750 SAN PEDRO AVE ST 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $248 | $463 | $711 | 3.95% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CATILIZE HEALTH EIN 72-1308785 COMPLETECARE ADMIN FEE | Contract Administrator; Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 415 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 430 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 331 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $293K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $293K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $293K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $293K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $293K |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 415 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.