| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 1800 CITY FARM DRIVE BUILDING 5 SUITE A BATON ROUGE, LA 70806 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $43K | $22K | $66K | 5.32% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARM DRIVE BUILDING 5 SUITE A BATON ROUGE, LA 70806 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 1.06% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ E | 5532 WOODCHASE CT BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 1.06% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | COULTER MCMAHEN BATON ROUGE, LA 70802 | AMERICAN FIDELITY ASSURANCE COMPANY | $0 | $756 | $756 | 0.45% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P. O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | -$2K | — | -$2K | -1.21% |
| BLANCHARD E SANCHEZ3 | 5532 WOODCHASE CT BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 2.45% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARM DRIVE BUILDING 5 SUITE A BATON ROUGE, LA 70806 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 2.45% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 2.25% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | $0 | $1K | $1K | 0.89% |
| BLANCHARD E SANCHEZ3 | 5532 WOODCHASE CT BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARM DRIVE BUILDING 5 SUITE A BATON ROUGE, LA 70806 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.44% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 1.45% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | $0 | $721 | $721 | 0.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1800 CITY FARM DR BLDG 5A BATON ROUGE, LA 70808 | STARMOUNT LIFE INSURANCE COMPANY | $697 | $279 | $976 | 1.55% |
| SANCHEZ JR, BLANCHARD E3 | 8560 JEFFERSON HWY STE B BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE COMPANY | $465 | — | $465 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 143 | $1.6M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 107 | $63K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 107 | $63K |
| Short-term disability(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 53 | $364K |
| Long-term disability(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 53 | $364K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 143 | $1.2M |
| Other(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 53 | $364K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.