| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $16K | $19K | $35K | 3.78% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $16K | — | $16K | 1.75% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC | 9026 JEFFERSON HWY, STE 202 BATON ROUGE, LA 708092409 | STARMOUNT LIFE INSURANCE COMPANY | $3K | — | $3K | 2.64% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD EMANUEL SANCHEZ | 8702 JEFFERSON HWY, STE A BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 1.68% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 3.32% |
| BLANCHARD E SANCHEZ3 | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.42% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.42% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $528 | $528 | 0.61% |
| BLANCHARD E SANCHEZ3 | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $918 | — | $918 | 2.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $918 | — | $918 | 2.46% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $669 | — | $669 | 1.80% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $238 | $238 | 0.64% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P. O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $4K | — | $4K | 11.97% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $884 | — | $884 | 2.42% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ E | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $884 | — | $884 | 2.42% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7426 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $224 | $224 | 0.61% |
| BLANCHARD E SANCHEZ3 | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $184 | — | $184 | 2.51% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY #202 BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $184 | — | $184 | 2.51% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $52 | $52 | 0.71% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | -$100 | — | -$100 | -1.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 182 | $1.1M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 98 | $109K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 98 | $109K |
| Short-term disability(4 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 46 | $167K |
| Long-term disability(4 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 46 | $167K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 182 | $937K |
| Other(4 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 46 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.