| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BENEFITS SOLUTION GROUP3 Filed as: BENEFITS SOLUTION GROUP INC | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $20K | $21K | $41K | 3.61% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $20K | — | $20K | 1.75% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $5K | — | $5K | 6.22% |
| BLANCHARD E SANCHEZ3 | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.50% |
| BENEFITS SOLUTIONS GROUP LLC3 Filed as: THE BENEFITS SOLUTIONS GROUP INC | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.50% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $728 | $728 | 0.88% |
| THE BENEFITS SOLUTION GROUP3 | 8702 JEFFERSON HWY STE A BATON ROUGE, LA 708092409 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 4.41% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ JR | 8702 JEFFERSON HWY STE A BATON ROUGE, LA 708092409 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 4.11% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P. O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 6.05% |
| THE BENEFITS SOLUTION GROUP3 | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $729 | — | $729 | 2.50% |
| BLANCHARD E SANCHEZ3 Filed as: BLANCHARD SANCHEZ JR. | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $729 | — | $729 | 2.50% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7426 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $238 | $238 | 0.82% |
| BLANCHARD E SANCHEZ3 | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELTY ASSURANCE COMPANY | $434 | — | $434 | 2.51% |
| THE BENEFITS SOLUTION GROUP3 | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELTY ASSURANCE COMPANY | $434 | — | $434 | 2.51% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELTY ASSURANCE COMPANY | — | $229 | $229 | 1.32% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELTY ASSURANCE COMPANY | $34 | — | $34 | 0.20% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $293 | — | $293 | 4.76% |
| BLANCHARD E SANCHEZ3 | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $154 | — | $154 | 2.50% |
| THE BENEFITS SOLUTION GROUP3 Filed as: THE BENEFITS SOLUTION GROUP INC | 8702 JEFFERSON HWY #A BATON ROUGE, LA 70809 | AMERICAN FIDELITY ASSURANCE COMPANY | $154 | — | $154 | 2.50% |
| LOUISIANA AUTOMOBILE DEALERS ASSOC3 | 7526 PICARDY BATON ROUGE, LA 70808 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $59 | $59 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 206 | $1.2M |
| Dental | NATIONAL GUARDIAN LIFE | 111 | $63K |
| Vision | NATIONAL GUARDIAN LIFE | 111 | $63K |
| Short-term disability(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 49 | $135K |
| Long-term disability(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 49 | $135K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 206 | $1.1M |
| Other(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 49 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.