| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BABCOCK CONSULTING GROUP LLC3 | — | BLUE CROSS AND BLUE SHIELD OF LOUISANA | $51K | $29K | $81K | 5.50% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, INC | 5020 UTICA STREET METARIE, LA 70006 | STARMOUNT LIFE INSURANCE COMPANY | $5K | — | $5K | 9.93% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CLAYTON | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.67% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $915 | — | $915 | 3.66% |
| BENPRO, LLC3 Filed as: BENPRO LLC | 68270 TAULLA DRIVE COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $630 | — | $630 | 2.52% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $435 | — | $435 | 1.74% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $68 | — | $68 | 0.27% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $1K | — | $1K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CLAYTON | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $371 | — | $371 | 9.27% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $295 | — | $295 | 7.37% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 0.52% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.22% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREEET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $294 | — | $294 | 15.02% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 11.47% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CLAYTON | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 9.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISANA | 109 | $1.5M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 106 | $55K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 92 | $8K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 222 | $39K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 225 | $27K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 74 | $32K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISANA | 109 | $1.5M |
| Other(5 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 222 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.