| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $23K | $13K | $36K | 5.47% |
| IMA, INC.3 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | UNITED HEALTHCARE | $2K | — | $2K | 8.61% |
| IMA, INC. Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71111 | AFLAC | $539 | — | $539 | 4.40% |
| AARON L PARVINO | 102 MISSION HILLS DRIVE BROUSSARD, LA 70506 | AFLAC | $290 | — | $290 | 2.37% |
| JOSEPH A SPEYRER | 302 LOUISE DRIVE LAFAYETTE, LA 70506 | AFLAC | $288 | — | $288 | 2.35% |
| FRANCINE L PARVINO | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $132 | — | $132 | 1.08% |
| SIEGAN J VERGENAL | 911 DARTEZ DRIVE NEW IBERIA, LA 70563 | AFLAC | $118 | — | $118 | 0.96% |
| KENNETH A WIMER | 2533 BERT KOWNS INDUSTRIAL SUITE 12 SHREVEPORT, LA 71118 | AFLAC | $115 | — | $115 | 0.94% |
| CAROLOS D ESPINOSA Filed as: CAROLOS DESPINOSA | 17103 VERDE PARK LANE CYPRESS, TX 77433 | AFLAC | $96 | — | $96 | 0.78% |
| ROGER A PISANI | PO BOX 1136 NEW IBERIA, LA 70562 | AFLAC | $68 | — | $68 | 0.56% |
| SKYE A VERGENAL | 715 MALLARD COVE NEW IBERIA, LA 70560 | AFLAC | $68 | — | $68 | 0.56% |
| ADRIAN S JOHNSON Filed as: ADRIAN JOHNSON | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $18 | — | $18 | 0.15% |
| TERRY JAMES LAPORTE Filed as: TERRY JAMES LAPORTES | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $18 | — | $18 | 0.15% |
| KENNETH A WIMER | 900 PIERREMONT RD STA 114 SHREVEPORT, LA 71105 | AFLAC | $17 | — | $17 | 0.14% |
| ALICIA N BEHRINGER | 1205 CHRISTOPHER ST NEW IBERIA, LA 70563 | AFLAC | $12 | — | $12 | 0.10% |
| ALICIA N BEHRINGER | 2509 BLUE HAVEN DRIVE NEW IBERIA, LA 70563 | AFLAC | $7 | — | $7 | 0.06% |
| IMA, INC.3 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 711114600 | HM LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 179 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 142 | $666K |
| Dental | UNITED HEALTHCARE | 148 | $29K |
| Vision | HM LIFE INSURANCE COMPANY | 111 | $10K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 142 | $666K |
| Other | AFLAC | 18 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.