| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $28K | $7K | $35K | 4.34% |
| IMA, INC.0 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71111 | UNITED HEALTHCARE | $3K | — | $3K | 6.85% |
| IMA, INC. Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71111 | AFLAC | $1K | — | $1K | 5.62% |
| AARON L PARVINO | 102 MISSION HILLS DR BROUSSARD, LA 70518 | AFLAC | $443 | $86 | $529 | 2.50% |
| JOSEPH A SPEYRER | 302 LOUISE DR LAFAYETTE, LA 70506 | AFLAC | $509 | $12 | $521 | 2.47% |
| SIEGAN J VERGENAL | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $343 | $153 | $496 | 2.35% |
| KENNETH A WIMER | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $349 | $86 | $435 | 2.06% |
| SKYE A VERGENAL | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $197 | $86 | $283 | 1.34% |
| ROGER A PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $196 | $86 | $282 | 1.33% |
| JOSEPH A SPEYRER | 404 GUILBEAU RD APT 142H LAFAYETTE, LA 70506 | AFLAC | $109 | $144 | $253 | 1.20% |
| ALICIA N BEHRINGER | 2509 BLUE HAVEN DR NEW IBERIA, LA 70563 | AFLAC | $99 | $61 | $160 | 0.76% |
| FRANCINE L PARVINO | 109 DERBY LN LAFAYETTE, LA 70508 | AFLAC | $86 | $46 | $132 | 0.62% |
| CARLOS D ESPINOSA | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | AFLAC | $67 | — | $67 | 0.32% |
| FRANCINE L PARVINO | 102 MISSION HILLS DR BROUSSARD, LA 70518 | AFLAC | $21 | — | $21 | 0.10% |
| TERRY JAMES LAPORTE | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.01% |
| ADRIAN S JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $3 | — | $3 | 0.01% |
| IMA, INC.6 Filed as: IMA, INC | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | HM LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 204 | $795K |
| Dental | UNITED HEALTHCARE | 192 | $39K |
| Vision | HM LIFE INSURANCE COMPANY | 157 | $12K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 204 | $795K |
| Other | AFLAC | 43 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.