| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BLVD SUITE 1130 METAIRIE, LA 700053039 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $73K | $0 | $73K | 2.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | BATON ROUGE 235 HIGHLANDIA DR., SUITE 200 BATON ROUGE, LA 708106056 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $578 | $0 | $578 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 111 VETERANS BLVD SUITE 1130 METAIRIE, LA 70005 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 2.96% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 2.44% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICE | 111 VETERANS BLVD SUITE 1130 METAIRIE, LA 70005 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $105 | $2K | $2K | 3.24% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 2.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 111 VETERANS BLVD SUITE 1130 METAIRIE, LA 70005 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 3.04% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 2.48% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70043 | EYEMED | $1K | $0 | $1K | 5.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICE | 111 VETERANS BLVD SUITE 1130 METAIRIE, LA 70005 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $949 | $63 | $1K | 21.91% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 5110 N 4TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $256 | $256 | 5.54% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70043 | EYEMED | $21 | $0 | $21 | 6.60% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AUSTIN CAPITAL PLAN ADM SERVICES FSA CLAIMS ADMIN | Claims processing Service code 12 | 1601 ELM STREET SUITE 4310 DALLAS, TX 75201 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 222 | $2.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 169 | $118K |
| Vision(2 contracts) | EYEMED | 324 | $21K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 243 | $52K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 243 | $48K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 243 | $64K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 243 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.