| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER-BROWN BOTTRELL INSURANCE INC | 19 WEST GARDEN STREET SUITE 300 PENSACOLA, FL 32502 | UNITEDHEALTHCARE INSURANCE COMPANY | $63K | — | $63K | 2.74% |
| ROSS & YERGER INSURANCE INC3 | PO BOX 1139 JACKSON, MS 32502 | UNITEDHEALTHCARE INSURANCE COMPANY | $12K | — | $12K | 0.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INSURANCE INC | PO BOX 1490 JACKSON, MS 39215 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $126 | $126 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 | 6000 POPLAR AVENUE SUITE 300 MEMPHIS, TN 32502 | UNITEDHEALTHCARE INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVENUE SUITE 300 MEMPHIS, TN 32502 | UNITEDHEALTHCARE INSURANCE COMPANY | -$88 | — | -$88 | -0.00% |
| BOAR ENROLLMENT STRATEGIES3 | 2444 BROAD STREET SUITE 209 CHATTANOOGA, TN 37408 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 13.30% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE BENEFIT | 246 INVERNESS CENTER DRIVE BIRMINGHAM, AL 35242 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $183 | $3K | 4.67% |
| MCGRIFF INSURANCE SERVICES INC3 | 605 GLENWOOD AVENUE RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.62% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1020 HIGHLAND COLONY PARKWAY SUITE 302 RIDGELAND, MS 39157 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 15.42% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $52 | $4K | 13.86% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $662 | $33 | $695 | 2.73% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $467 | $9 | $476 | 13.44% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $128 | $6 | $134 | 3.78% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $458 | $8 | $466 | 14.01% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $89 | $4 | $93 | 2.80% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $326 | $4 | $330 | 13.90% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $60 | $3 | $63 | 2.65% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MA 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $303 | $4 | $307 | 13.23% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $82 | $4 | $86 | 3.71% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $309 | $5 | $314 | 13.80% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $65 | $3 | $68 | 2.99% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $229 | $4 | $233 | 14.39% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38 | $2 | $40 | 2.47% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MA 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $218 | $1 | $219 | 14.19% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANEC INC | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26 | $1 | $27 | 1.75% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $196 | $3 | $199 | 13.63% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24 | $1 | $25 | 1.71% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $189 | $3 | $192 | 13.56% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $47 | $2 | $49 | 3.46% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $166 | $3 | $169 | 13.59% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21 | $1 | $22 | 1.77% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MA 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $127 | $1 | $128 | 14.19% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18 | $1 | $19 | 2.11% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $112 | $1 | $113 | 14.43% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12 | $1 | $13 | 1.66% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $87 | $1 | $88 | 14.15% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 32911 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13 | $1 | $14 | 2.25% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $80 | — | $80 | 14.84% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2 | — | $2 | 0.37% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $71 | $1 | $72 | 14.15% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11 | $1 | $12 | 2.36% |
| THE BOTTRELL INSURANCE AGENCY3 Filed as: THE BOTTRELL INSURANCE AGANCY | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $70 | $1 | $71 | 14.61% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14 | $1 | $15 | 3.09% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $51 | $1 | $52 | 13.47% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13 | $1 | $14 | 3.63% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MA 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13 | — | $13 | 15.12% |
| THE BOTTRELL INSURANCE AGENCY3 | 240 EAST CAPITOL STREET SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7 | — | $7 | 15.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 577 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 577 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 390 | $2.3M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 390 | $2.3M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 390 | $2.3M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 259 | $55K |
| Short-term disability(20 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 93 | $51K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 295 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.