| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $49K | — | $49K | 2.17% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVENUE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $19K | $4K | $23K | 1.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER-BROWN BOTTRELL INSURANCE INC | PO BOX 1490 JACKSON, MS 39215 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.26% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $4K | $6K | 7.98% |
| MCGRIFF INSURANCE SERVICES INC3 | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 6.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER-BROWN BOTTRELL INSURANCE INC | PO BOX 1490 JACKSON, MS 39215 | UNITEDHEALTHCARE INSURANCE COMPANY | $558 | — | $558 | 0.80% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1020 HIGHLAND COLONY PARKWAY SUITE 302 RIDGELAND, MS 39157 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.47% |
| WORKSITE BENEFITS GROUP INC3 Filed as: WORKSITE BENEFITS SERVICES INC | 246 INVERNESS CENTER DRIVE BIRMINGHAM, AL 35242 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $1K | $9K | 16.78% |
| MCGRIFF INSURANCE SERVICES INC3 | 605 GLENWOOD AVE RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 5.52% |
| MCGRIFF INSURANCE SERVICES INC3 | 605 GLENWOOD AVE RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $503 | $4K | 15.66% |
| THE BOTTRELL INSURANCE AGENCY3 | 248 E CAPITAL ST SUITE 1200 PO BOX 1490 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $326 | — | $326 | 1.20% |
| MCGRIFF INSURANCE SERVICES INC3 | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 6.62% |
| REGION LLC3 Filed as: REGION INSURANCE INC | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $482 | — | $482 | 2.55% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER-BROWN BOTTRELL INSURANCE INC | PO BOX 1490 JACKSON, MS 39215 | UNITEDHEALTHCARE INSURANCE COMPANY | $153 | — | $153 | 0.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 250 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 405 | $2.2M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 167 | $69K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 130 | $19K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 239 | $63K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 15 | $27K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 252 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.