| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C H R PARTNERSHIP, LLP3 | 401 MARKET STREET STE 510 SHREVEPORT, LA 711013295 | UNITEDHEALTHCARE INSURANCE COMPANY | $31K | — | $31K | 4.33% |
| ACRISURE LLC3 | 401 MARKET STREET STE 510 SHREVEPORT, LA 711013925 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.74% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A CHR PARTNERSHIP | 401 MARKET ST # 510 SHREVEPORT, LA 711013295 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 4.02% |
| C H R PARTNERSHIP, LLP3 Filed as: C-H-R PARTNERSHIP LLP | 401 MARKET ST STE 510 SHREVEPORT, LA 711013295 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 2.82% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A RELIANCE INS GRP | PO BOX 1788 GRAND RAPIDS, MI 495011788 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.93% |
| ACRISURE LLC3 Filed as: ACRISURE LLC (SHREVEPORT, LA) | 401 MARKET STREET #510 SHREVEPORT, LA 71101 | NATIONAL GUARDIAN LIFE | $2K | — | $2K | 10.64% |
| CHR PARTNERSHIP, LLP3 | 401 MARKET STREET SUITE 510 SHREVEPORT, LA 71101 | NATIONAL GUARDIAN LIFE | $713 | — | $713 | 3.70% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA C H R PARTNERSHIP | 401 MARKET STREET, SUITE 510 SHREVEPORT, LA 71101 | ALLSTATE WORKPLACE DIVISION | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 325 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 131 | $728K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $230K |
| Vision | NATIONAL GUARDIAN LIFE | 90 | $19K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $230K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $230K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $230K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 131 | $728K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $256K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.