| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMMUNITY FINANCIAL INS CENTER LLC3 | PO BOX 2006 MONROE, LA 71207 | UNITED HEALTH CARE COMPANY | $92K | $0 | $92K | 3.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | UNITED HEALTH CARE COMPANY | $18K | $0 | $18K | 0.67% |
| SOUTHERN NATL MKTG COMPANY3 | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE | $0 | $12K | $12K | 7.00% |
| COMMUNITY FINANCIAL INS CENTER LLC3 | PO BOX 2006 MONROE, LA 71201 | EQUITABLE | $7K | $0 | $7K | 4.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | EQUITABLE | $1K | $0 | $1K | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTH CARE COMPANY | 345 | $2.7M |
| Dental | UNITED HEALTH CARE COMPANY | 345 | $2.7M |
| Vision | UNITED HEALTH CARE COMPANY | 345 | $2.7M |
| Life insurance | EQUITABLE | 154 | $174K |
| Long-term disability | EQUITABLE | 154 | $174K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.