Welfare broker

COMMUNITY FINANCIAL INS CENTER LLC

Mailing address (most recent filing)

COMMUNITY FINANCIAL INSURANCE

MONROE, LA 71201

Total comp: $90K
Commissions: $36K
Fees: $53K
Filings: 5
Sponsors: 5

Carrier mix

Where COMMUNITY FINANCIAL INS CENTER LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
LA	1	$1.2M	0.1%	127.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COMMUNITY FINANCIAL INS CENTER LLC's plans by broker comp / premium ratio. Median 5.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of COMMUNITY FINANCIAL INS CENTER LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where COMMUNITY FINANCIAL INS CENTER LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
METAIRIE BANK & TRUST COMPANY METAIRIE BANK & TRUST WELFARE BENEFIT PLAN	LA	$1.2M	$74K	BLUE CROSS AND BLUESHIELD OF LOUISIANA