| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING INC | 5020 UTICA ST METAIRIE, LA 70006 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $24K | $6K | $30K | 4.42% |
| BABOCK CONSULTING GROUP, LLC3 | 5020 UTICA ST METAIRIE, LA 70006 | AETNA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 9.79% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING INC | 5020 UTICA ST METAIRIE, LA 70006 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING INC | 5020 UTICA ST METAIRIE, LA 70006 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING INC | 5020 UTICA ST METAIRIE, LA 70006 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| OPTIBEN LLC3 | 377 HWY 21 SUITE 100 MADISONVILLE, LA 70447 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $34 | $3K | 20.27% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| FORESTER BENEFITS MANAGEMENT LLC3 | 1909 PINNACLE POINT WAY KNOXVILLE, TN 37922 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $643 | $0 | $643 | 5.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA ST METAIRIE, LA 70006 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $1K | $0 | $1K | 15.00% |
| OPTIBEN LLC3 | 377 HWY 21 SUITE 100 MADISONVILLE, LA 70447 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $38 | $2K | 20.43% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $895 | $0 | $895 | 10.00% |
| FORESTER BENEFITS MANAGEMENT LLC3 | 1909 PINNACLE POINT WAY KNOXVILLE, TN 37922 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $448 | $0 | $448 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 126 | $679K |
| Dental | AETNA LIFE INSURANCE COMPANY | 222 | $59K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 153 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 97 | $48K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 158 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 158 | $20K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 126 | $679K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.