| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS ANDREW FORET | SUITE 200 BATON ROUGE, LA 70816 | ONEAMERICA | $7K | — | $7K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 AUDOBON AVE STE E THIBODAUX, LA 70301 | TRUASSURE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.15% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 3975 O'NEAL LANE BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 12.66% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 3975 O'NEAL LANE SUITE B BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 11.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 10.61% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2000 AUDOBON AVE. STE E THIBODAUX, LA 70301 | EYEMED | $799 | — | $799 | 9.99% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 3975 O'NEAL LANE SUITE B BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $801 | — | $801 | 11.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $801 | — | $801 | 11.66% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES | 2000 AUDOBON AVE STE E THIBODAUX, LA 70301 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $483 | — | $483 | 8.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | P.O. BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $845 | — | $845 | 17.69% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 3975 O'NEAL LANE SUITE B BATON ROUGE, LA 70816 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $786 | — | $786 | 16.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVS | 2000 AUDOBON AVE STE E THIBODAUX, LA 70301 | MONY LIFE INSURANCE COMPANY OF AMERICA | $45 | — | $45 | — |
| SOUTHERN NATL MARKETING CO3 Filed as: SOUTHERN NATL MARKETING CO. | 5525 REITZ AVE. BATON ROUGE, LA 70809 | MONY LIFE INSURANCE COMPANY OF AMERICA | — | $32 | $32 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | TRUASSURE INSURANCE COMPANY | 145 | $38K |
| Vision | EYEMED | 115 | $8K |
| Life insurance(4 contracts, 4 carriers) | ONEAMERICA | 127 | $57K |
| Short-term disability | ONEAMERICA | 32 | $44K |
| Long-term disability | ONEAMERICA | 32 | $44K |
| Other(5 contracts, 3 carriers) | ONEAMERICA | 127 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.