| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2000 AUDOBON AVE STE E THIBODAUX, LA 70301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $1K | $6K | 12.95% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS ANDREW FORET | SUITE 200 BATON ROUGE, LA 70816 | ONEAMERICA | $7K | — | $7K | 14.34% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT SERVICES INC. | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED | $494 | — | $494 | 4.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 5087 THIBODAUX, LA 70302 | EYEMED | $338 | — | $338 | 3.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES | 2000 AUDOBON AVE., STE E THIBODAUX, LA 70301 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 72 | $46K |
| Vision | EYEMED | 167 | $10K |
| Life insurance(2 contracts, 2 carriers) | ONEAMERICA | 154 | $53K |
| Short-term disability | ONEAMERICA | 35 | $46K |
| Long-term disability | ONEAMERICA | 35 | $46K |
| Other(2 contracts, 2 carriers) | ONEAMERICA | 154 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.