| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $16K | $9K | $26K | 7.73% |
| USI INSURANCE SERVICES LLC Filed as: USI INSURANCE SERVICES | PO BOX 61187 VIRGINIA BEACH, VA 23466 | HUMANA HEALTH PLAN OF TEXAS. INC | $13K | $9K | $21K | 8.42% |
| USI INSURANCE SERVICES LLC3 | 3850 N CAUSEWAY #1050 METAIRIE, LA 70002 | UNITED CONCORDIA INSURANCE COMPANY | $2K | $0 | $2K | 2.31% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES INC | USI INSURANCE SERVICES LLC PHOENIX, AZ 85016 | MONY LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 15.72% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATL MKTG COMPAN -AXA | SOUTHERN NATL MARKETING CO BATON ROUGE, LA 70809 | MONY LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 7.34% |
| USI INSURANCE SERVICES LLC3 | 3850 N CAUSEWAY BLVD #1050 METAIRIE, LA 70002 | STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD LIFE INSURANCE COMPANY | $247 | $0 | $247 | 2.05% |
| USI INSURANCE SERVICES LLC3 | 3850 N CAUSEWAY BLVD #1050 METAIRIE, LA 70002 | STANDARD INSURANCE COMPANY | $854 | $0 | $854 | 10.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASNTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD INSURANCE COMPANY | $82 | $0 | $82 | 0.96% |
| BETTER BENEFITS LLC Filed as: BETTER BENEFITS, INC. | PO BOX 794 METAIRIE, LA 70004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.01% |
| MIKE LEVY & ASSOCIATES | 2450 SEVERN AVENUE SUITE 206 METAIRIE, LA 70001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $373 | — | $373 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 82 | $583K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 181 | $72K |
| Vision | STANDARD INSURANCE COMPANY | 107 | $9K |
| Life insurance | MONY LIFE INSURANCE COMPANY OF AMERICA | 197 | $23K |
| Short-term disability | STANDARD LIFE INSURANCE COMPANY | 30 | $12K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 9 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.