| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC Filed as: USI INSURANCE SERVICES LLC DBA USI | SOUTHWEST 3850 N CAUSEWAY BLVD LAKEWAY TWO STE 1050 METAIRIE, LA 70002 | AETNA HEALTH, INC. | $34K | — | $34K | 6.47% |
| USI INSURANCE SERVICES LLC Filed as: USI INSURANCE SERVICES LLC DBI USI | SOUTHWEST 3850 N CAUSEWAY BLVD LAKEWAY TWO STE 1050 METAIRIE, LA 70002 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 14.94% |
| USI INSURANCE SERVICES LLC Filed as: USI INSURANCE SERVICES | 200 SUMMIT LAKE DRIVE SUITE 350 VALHALLA, NY 10595 | PAN AMERICAN LIFE INSURANCE COMPANY | $300 | — | $300 | 1.09% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | 3850 N CAUSEWAY #1050 METAIRIE, LA 70002 | STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD LIFE INSURANCE COMPANY | $314 | — | $314 | 2.90% |
| USI INSURANCE SERVICES LLC3 | 3850 N CAUSEWAY BLVD #1050 METAIRIE, LA 70002 | STANDARD INSURANCE COMPANY | $802 | — | $802 | 10.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD INSURANCE COMPANY | $225 | — | $225 | 2.81% |
| BETTER BENEFITS LLC Filed as: BETTER BENEFITS, INC | P.O. BOX 794 METAIRIE, LA 70004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MIKE LEVY & ASSOCIATES | 2450 SEVERN AVENUE METAIRIE, LA 70001 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $353 | — | $353 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PAN AMERICAN LIFE INSURANCE COMPANY | 6 | $27K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 159 | $62K |
| Vision | STANDARD INSURANCE COMPANY | 105 | $8K |
| Life insurance | AETNA LIFE INSURANCE CO. | 190 | $30K |
| Short-term disability | STANDARD LIFE INSURANCE COMPANY | 25 | $11K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $7K |
| Other | AETNA LIFE INSURANCE CO. | 190 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.