| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WAMPOLD INSURANCE CO., LLC3 | 4517 PINE RIDGE DRIVE BATON ROUGE, LA 70809 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $12K | $0 | $12K | 2.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 200 BATON ROUGE, LA 70810 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $5K | $0 | $5K | 0.98% |
| WAMPOLD INSURANCE CO., LLC3 | 4517 PINE RIDGE DRIVE BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $17K | $7K | $24K | 5.68% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $3K | $0 | $3K | 0.60% |
| GROUP INSURANCE INC OF LOUISIANA3 Filed as: GROUP INSURANCE INC. OF LOUISIANA | UNKNOWN PORT ALLEN, LA 70767 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $340 | $335 | $675 | 0.16% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS | 14635 SOUTH HARRELS FERRY ROAD BATON ROUGE, LA 70816 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 3.84% |
| WAMPOLD INSURANCE CO., LLC3 | 8768 QUATERS LAKE, SUITE 12 BATON ROUGE, LA 70809 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 3.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 418 EAST TYLER AVENUE, SUITE B HARLINGEN, TX 78550 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 1.26% |
| WAMPOLD INSURANCE CO., LLC3 | 4517 PINE RIDGE DRIVE BATON ROUGE, LA 70809 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 3.30% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS, LLC | 3975 O'NEAL LANE, SUITE B BATON ROUGE, LA 70816 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 13.64% |
| WAMPOLD INSURANCE CO., LLC3 | 4517 PINE RIDGE DRIVE BATON ROUGE, LA 70809 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 92 | $1.0M |
| Dental(2 contracts, 2 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 120 | $715K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 120 | $182K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 120 | $205K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 120 | $182K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 120 | $182K |
| Prescription drug(3 contracts, 3 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 92 | $1.0M |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 120 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.