| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | P. O. BOX 11407 BIRMINGHAM, AL 352460100 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $8K | $641 | $8K | 3.15% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO. LLC | 4517 PINE RIDGE DR. BATON ROUGE, LA 708096989 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $659 | — | $659 | 0.25% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 1900 5TH AVE. NORTH, 19TH FLOOR BIRMINGHAM, AL 35203 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 7.93% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS | 14635 SOUTH HARRELL'S FERRY RD. BATON ROUGE, LA 70816 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 0.65% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO. LLC | 8768 QUATERS LAKE STE 12 BATON ROUGE, LA 70809 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 0.65% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | P. O. BOX 11407 BIRMINGHAM, AL 352460100 | HUMANA BENEFIT PLAN OF LOUISIANA | $5K | $387 | $6K | 3.59% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO. LLC | 4517 PINE RIDGE DR. BATON ROUGE, LA 708096989 | HUMANA BENEFIT PLAN OF LOUISIANA | $1K | — | $1K | 0.92% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | P. O. BOX 11407 BIRMINGHAM, AL 352460100 | HUMANA BENEFIT PLAN OF LOUISIANA | $4K | $340 | $4K | 2.93% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO. LLC | 4517 PINE RIDGE DR. BATON ROUGE, LA 708096989 | HUMANA BENEFIT PLAN OF LOUISIANA | $1K | — | $1K | 0.80% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | P. O. BOX 11407 BIRMINGHAM, AL 352460100 | HUMANA BENEFIT PLAN OF LOUISIANA | $5K | $345 | $5K | 3.51% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO. LLC | 4517 PINE RIDGE DR. BATON ROUGE, LA 70809 | HUMANA BENEFIT PLAN OF LOUISIANA | $850 | — | $850 | 0.56% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 6000 POPLAR AVE SUITE 300 MEMPHIS, TN 381190928 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | $296 | $3K | 4.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 27 | $795K |
| Dental(4 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $626K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $161K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $161K |
| Short-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $161K |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $161K |
| Prescription drug(5 contracts, 3 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 27 | $795K |
| Other | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 108 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.