| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 5087 THIBODAUX, LA 70302 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $16K | $14K | $30K | 4.49% |
| MOHR BENEFITS LLC3 | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $8K | $12K | 6.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $337 | $6K | 3.65% |
| ROBERT MARCELLO BENEFITS INC.3 Filed as: ROBERT MARCELLO BENEFITS INC | 701 LEVERT DRIVE THIBODAUX, LA 70301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 2.03% |
| MICHELE MOHR PARADISE3 | 1705 RIDGELAKE DRIVE METAIRIE, LA 70001 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $283 | $2K | 1.33% |
| GARY L. ROSIERE3 | PO BOX 2721 GRETNA, LA 70053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $107 | $2K | 1.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 782324 SAN ANTONIO, TX 78278 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 0.93% |
| BSK BENEFITS PLUS LLC3 Filed as: BSK BEN. PLUS LLC AND OTHER AGENTS | 585 BEAU CHENE DRIVE MANDEVILLE, LA 70471 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $168 | $0 | $168 | 0.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 2807 CLINTON, IA 52733 | AMERITAS LIFE INSURANCE CORPORATION | $4K | $0 | $4K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 11TH FLOOR ROLLING MEADOWS, IL 60008 | AMERITAS LIFE INSURANCE CORPORATION | $0 | $555 | $555 | 1.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 5087 THIBODAUX, LA 70302 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $594 | $0 | $594 | 10.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 81 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 81 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 126 | $835K |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 92 | $37K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORPORATION | 114 | $43K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 126 | $166K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 86 | $668K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 126 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.