| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 255 HIGHLANDIA DRIVE, SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $32K | $32K | 4.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 11 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $400 | $9K | 4.60% |
| MOHR BENEFITS LLC3 Filed as: MOHR BENEFITS, LLC | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $958 | $7K | 3.31% |
| ROBERT MARCELLO BENEFITS INC.3 Filed as: ROBERT MARCELLO BENEFITS, INC. | 701 LEVERT DRIVE THIBODAUX, LA 70301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 2.72% |
| MICHELE MOHR PARADISE3 | 4525 WADE DRIVE METAIRIE, LA 70003 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $310 | $4K | 2.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 782324 SAN ANTONIO, TX 78278 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.22% |
| GARY L. ROSIERE3 | PO BOX 2721 GRETNA, LA 70053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $33 | $1K | 0.57% |
| MARK E. LEVEQUE AND OTHER AGENTS3 | 4413 HENICAN PLACE METAIRIE, LA 70053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | $497 | $5K | 10.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 5087 THIBODAUX, LA 70302 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $743 | $0 | $743 | 10.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 152 | $856K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 104 | $51K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 141 | $7K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 152 | $200K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 97 | $656K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 152 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.