| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 4041 ESSEN LANE, SUITE 400 BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $26K | $19K | $44K | 4.89% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $0 | $7K | 3.95% |
| MOHR BENEFITS LLC3 Filed as: MOHR BENEFITS, LLC | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $366 | $5K | 2.81% |
| ROBERT MARCELLO BENEFITS INC.3 Filed as: ROBERT MARCELLO BENEFITS, INC. | 701 LEVERT DRIVE THIBODAUX, LA 70301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 2.22% |
| GARY L. ROSIERE3 | PO BOX 2721 GRETNA, LA 70054 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.48% |
| MICHELE MOHR PARADISE3 | 1705 RIDGELAKE DRIVE METAIRIE, LA 70001 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $206 | $2K | 1.36% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 782324 SAN ANTONIO, TX 78278 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.17% |
| MJ INSURANCE3 Filed as: MARK E. LEVEQUE & VARIOUS AGENTS | 4413 HENICAN PLACE METAIRIE, LA 70003 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $259 | $0 | $259 | 0.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 2807 CLINTON, IA 52733 | AMERITAS LIFE INSURANCE CORPORATION | $3K | $0 | $3K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 21ST FLOOR ROLLING MEADOWS, IL 60008 | AMERITAS LIFE INSURANCE CORPORATION | $0 | $351 | $351 | 1.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1 WEST 4TH STREET, SUITE 1300 CINCINNATI, OH 45202 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $460 | $0 | $460 | 9.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 77 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 77 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 105 | $1.1M |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 169 | $35K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 85 | $5K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 105 | $167K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 69 | $904K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 105 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.