No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $9.8M |
| AETNA LIFE INSURANCE COMPANY EIN 53-0076794 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $8.2M |
| CIGNA EIN 59-1031071 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $5.0M |
| JIFF, INC. EIN 32-0327707 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $4.7M |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $3.1M |
| KAISER PERMANENTE INSURANCE CO EIN 94-3203402 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.8M |
| QUEST DIAGNOSTICS EIN 38-2084239 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $1.7M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $1.3M |
| EHE INTERNATIONAL EIN 22-3230961 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $999K |
| BEST DOCTORS, INC. EIN 04-2908444 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $772K |
| PAYFLEX EIN 91-1774434 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $664K |
| WIN FERTILITY EIN 13-4135949 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $431K |
| MERCER EIN 13-2844414 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $325K |
| WALGREENS EIN 36-1924025 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $281K |
| EYEMED EIN 86-0773195 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $280K |
| CVS PHARMACY INC EIN 05-0340626 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $115K |
| THE NORTHERN TRUST EIN 36-1561860 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $115K |
| VITALS EIN 26-3441881 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $81K |
| JENNIFER ZANFARDINO NONE | Direct payment from the plan; Insurance services Service code 23 | 4300 PAINTED PONY COVE AUSTIN, TX 78735 | $39K |
| ANYTIME HEALTH LLC EIN 26-3282396 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $39K |
| MILK STORK EIN 47-1496978 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 54,177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,039 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 59,216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA LIFE AND HEALTH INSURANCE | 3,919 | $5.8M |
| Dental | CIGNA LIFE AND HEALTH INSURANCE | 3,919 | $5.8M |
| Other | CIGNA LIFE AND HEALTH INSURANCE | 3,919 | $5.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,919 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.