No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NAT'L EMPLOYEE BENEFITS ADMINISTRAT EIN 65-0498809 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 8657 BAYPINE ROAD, BLDG 5, STE. 200 JACKSONVILLE, FL 32256 | $204K |
| HORIZON ACTUARIAL SERVICES, LLC EIN 26-1370698 ACTUARY | Actuarial Service code 11 | 6120 ROLLING ROAD DRIVE MIAMI, FL 33156 | $72K |
| ROBEIN, URANN, SPENCER PICARD & CAN EIN 72-0999672 ATTORNEY | Legal Service code 29 | 2540 SEVERN AVENUE, SUITE 400 METAIRIE, LA 70002 | $35K |
| DUPLANTIER, HRAPMANN, HOGAN & MAHER EIN 72-0567396 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | 1615 POYDRAS STREET, STE. 2100 NEW ORLEANS, LA 70112 | $29K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 INV. MANAGER | Consulting fees; Consulting (general); Investment advisory (plan); Consulting (pension) Service code 16 | 2215 YORK ROAD, SUITE 206 OAK BROOK, IL 60523 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 717 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 379 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,096 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,555 | $8.8M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 786 | $16K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 786 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,555 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.