No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON ACTUARIAL SERVICES, LLC EIN 26-1370698 ACTUARY | Actuarial Service code 11 | 8601 GEORGIA AVENUE, SUITE 700 SILVER SPRING, MD 20910 | $93K |
| POSTLEWHAITE & NETTERVILLE EIN 72-1202445 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | 8550 UNITED PLAZA BLVD., SUITE 1001 BATON ROUGE, LA 70809 | $42K |
| KAREN VALAZQUEZ EIN 72-0522454 EMPLOYEE | Employee (plan) Service code 30 | — | $27K |
| ERICA LEON EIN 72-0522454 EMPLOYEE | Employee (plan) Service code 30 | — | $25K |
| ROBEIN, URANN, SPENCER PICARD & CAN EIN 72-0999672 ATTORNEY | Legal Service code 29 | 2540 SEVERN AVENUE, SUITE 400 METAIRIE, LA 70002 | $19K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 INV. ADVISOR | Investment management Service code 28 | 2215 YORK ROAD, SUITE 206 OAK BROOK, IL 60523 | $12K |
| BARROW, HANLEY, MEWHINNERY & STRAUS EIN 75-2403190 INV. ADVISOR | Investment management Service code 28 | 2200 ROSS AVENUE, 31ST FLOOR DALLAS, TX 75201 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 728 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 609 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,713 | $8.5M |
| Life insurance | THE UNION LABOR INSURANCE COMPANY | 655 | $14K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR INSURANCE COMPANY | 655 | $14K |
| Other | THE UNION LABOR INSURANCE COMPANY | 655 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.