See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOLIDARITY HEALTH NETWORK EIN 34-1874065 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $1.3M |
| WILLIS TOWERS WATSON EIN 53-0181291 INVESTMENT MANAGER | Investment management Service code 28 | — | $89K |
| JP MORGAN EIN 13-2625764 INVESTMENT MANAGER | Investment management Service code 28 | — | $87K |
| PNC INSTITUTIONAL INVESTMENT EIN 38-2636152 INVESTMENT MANAGER | Investment management Service code 28 | — | $85K |
| GRANT THORNTON LLP EIN 36-6055558 AUDITOR | Accounting (including auditing) Service code 10 | — | $33K |
| THE BANK OF NEW YORK MELLON EIN 11-5156038 TRUSTEE & CUSTODIAN | Custodial (securities); Trustee (bank, trust company, or similar financial institution); Custodial (other than securities) Service code 18 | — | $28K |
| NORTHERN TRUST EIN 36-2723987 INVESTMENT MANAGER | Investment management Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 30,075 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 30,075 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,193 | $806K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,948 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.