No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOLIDARITY HEALTH NETWORK EIN 34-1874065 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $1.4M |
| JP MORGAN EIN 13-2625764 INVESTMENT MANAGER | Investment management Service code 28 | — | $193K |
| PNC INSTITUTIONAL INVESTMENT EIN 38-2636152 INVESTMENT MANAGER | Investment management Service code 28 | — | $109K |
| NORTHERN TRUST EIN 36-2723987 INVESTMENT MANAGER | Investment management Service code 28 | — | $55K |
| GRANT THORNTON LLP EIN 36-6055558 AUDITOR | Accounting (including auditing) Service code 10 | — | $31K |
| THE BANK OF NEW YORK MELLON EIN 11-5156038 TRUSTEE & CUSTODIAN | Trustee (bank, trust company, or similar financial institution); Custodial (securities); Custodial (other than securities) Service code 18 | — | $25K |
| AON EIN 22-2232264 ACTUARY | Actuarial Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32,879 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 32,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,286 | $676K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.