| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY | — | QCA HEALTH PLAN | $36K | — | $36K | 4.04% |
| RANDY GLEN REICHARDT3 | 510 SOUTH ST. LOUIS ST BATESVILLE, AR 72501 | MANHATTANLIFE ASSURANCE COMPANY OF AMERICA | $20K | — | $20K | 19.75% |
| LOUIS BARBER3 Filed as: LOUIS BAKER | 8529 CORDES CIRCLE GERMANTOWN, TN 381393317 | MANHATTANLIFE ASSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.52% |
| MENARD WURTZ AGENCY INC.3 Filed as: MENARD WURTZ AGENCY | 1501 N. UNIVERSITY AVE LITTLE ROCK, AR 72207 | MANHATTANLIFE ASSURANCE COMPANY OF AMERICA | $85 | — | $85 | 0.08% |
| RANDY GLEN REICHARDT3 | 510 S. SAINT LOUIS STREET BATESVILLE, AR 72501 | DELTA DENTAL PLAN OF ARKANSAS | $6K | — | $6K | 6.39% |
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY | 1501 N. UNIVERSITY AVE LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 3.66% |
| RANDY GLEN REICHARDT3 | 510 SOUTH ST. LOUIS ST BATESVILLE, AR 72501 | EMC NATIONAL LIFE | $3K | — | $3K | 10.00% |
| RANDY GLEN REICHARDT3 | 510 S. SAINT LOUIS STREET BATESVILLE, AR 72501 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 6.36% |
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY | 1501 N. UNIVERSITY AVE LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $901 | — | $901 | 3.64% |
| RANDY GLEN REICHARDT3 | 510 SOUTH ST. LOUIS ST BATESVILLE, AR 72501 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 14.67% |
| PAUL WURTZ3 | 1501 N. UNIVERSITY AVE LITTLE ROCK, AR 72207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $710 | — | $710 | 8.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | QCA HEALTH PLAN | 291 | $988K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 130 | $88K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 121 | $25K |
| Life insurance(2 contracts, 2 carriers) | QCA HEALTH PLAN | 161 | $917K |
| Short-term disability | MANHATTANLIFE ASSURANCE COMPANY OF AMERICA | 291 | $103K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 11 | $8K |
| Prescription drug | QCA HEALTH PLAN | 144 | $885K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 291 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.