| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $13K | — | $13K | 1.22% |
| JAS D COLLIER & CO3 Filed as: JAS D. COLLIER & COMPANY | 606 S. MENDENHALL RD STE 200 MEMPHIS, TN 38117 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 4.39% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 3605 GLENWOOD AVE RALEIGH, NC 27612 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 2.39% |
| JAS D COLLIER & CO3 Filed as: JAS D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 7.40% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 3605 GLENWOOD AVE RALEIGH, NC 27612 | DELTA DENTAL PLAN OF ARKANSAS | $410 | — | $410 | 2.60% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.18% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC. | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 9.88% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 13.30% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC. | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 12.34% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC. | 5775-D GLENRIDGE DR NE STE 500 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 25.19% |
| JAS D COLLIER & CO3 | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $583 | — | $583 | 14.69% |
| JAS D COLLIER & CO3 Filed as: JAS D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $849 | — | $849 | 26.93% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARKANSAS BLUE CROSS AND BLUE SHIELD EIN 71-0226428 NONE | Contract Administrator; Claims processing Service code 12 | — | $130K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 257 | $1.1M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 418 | $59K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 256 | $16K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 271 | $14K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 219 | $11K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 257 | $1.1M |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 271 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.