| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | DELTA DENTAL PLAN OF ARKANSAS | $28K | — | $28K | 8.53% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $20K | $9K | $29K | 14.79% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $10K | $4K | $14K | 14.60% |
| PLAN SOURCE BENEFIT ADMINISTRATORS5 Filed as: PLAN SOURCE BEN ADMINISTRATOR, INC | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURNACE COMPANY | — | $2K | $2K | 2.11% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $5K | $2K | $7K | 14.38% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $5K | $2K | $7K | 13.93% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $4K | $2K | $6K | 14.88% |
| PLAN SOURCE BENEFIT ADMINISTRATORS5 Filed as: PLAN SOURCE BEN ADMINISTRATOR, INC | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURNACE COMPANY | — | $2K | $2K | 4.81% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1465 E. JOYCE BLVD. FAYETTEVILLE, AR 72703 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $4K | $2K | $5K | 14.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 608 | $3.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 642 | $332K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 582 | $65K |
| Life insurance | UNITED OF OMAHA LIFE INSURNACE COMPANY | 516 | $50K |
| Short-term disability | UNITED OF OMAHA LIFE INSURNACE COMPANY | 273 | $96K |
| Long-term disability | UNITED OF OMAHA LIFE INSURNACE COMPANY | 367 | $197K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 608 | $3.3M |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURNACE COMPANY | 516 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 642 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.