| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL | 8315 CANTRELL RD., STE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 6.75% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY., STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 5.07% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL | 8315 CANTRELL RD., STE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.68% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY., STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $997 | $3K | 4.94% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER & COMPANY | 291 HERITAGE WALK WOODSTOCK, GA 30188 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.21% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL | 8315 CANTRELL RD., SUITE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.57% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY., STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $863 | $401 | $1K | 5.03% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER & CO. | 291 HERITAGE WALK WOODSTOCK, GA 30188 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 8.48% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL | 8315 CANTRELL RD., STE 200 LITTLE ROCK, AR 72227 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.51% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY., STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $814 | $386 | $1K | 5.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 396 | $1.4M |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 387 | $22K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 286 | $25K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 189 | $62K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 236 | $115K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 396 | $1.4M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 286 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.