| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FARRIS INSURANCE AGENCY INC3 Filed as: FARRIS INSURANCE AGENCY | 4706 S THOMPSON ST SUITE 101 SPRINGDALE, AR 72764 | DELTA DENTAL PLAN OF ARKANSAS | $74K | $0 | $74K | 5.64% |
| FARRIS INSURANCE AGENCY INC3 | 4706 S THOMPSON ST SUITE 101 SPRINGDALE, AR 72764 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $75K | $0 | $75K | 10.00% |
| FARRIS INSURANCE AGENCY INC3 | 4706 S THOMPSON ST SUITE 101 SPRINGDALE, AR 72764 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $52K | — | $52K | 10.00% |
| SELERIX SYSTEMS INC5 | 2851 CRAIG DR SUITE 300 MCKINNEY, TX 75072 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $43K | $43K | 10.39% |
| FARRIS INSURANCE AGENCY INC3 | 4706 S THOMPSON ST SUITE 101 SPRINGDALE, AR 72764 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $42K | $0 | $42K | 10.00% |
| SELERIX SYSTEMS INC5 | 2851 CRAIG DR SUITE 300 MCKINNEY, TX 75072 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $43K | $43K | 11.11% |
| FARRIS INSURANCE AGENCY INC3 | 4706 S THOMPSON ST SUITE 101 SPRINGDALE, AR 72764 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $39K | $0 | $39K | 10.00% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DR 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $79K | $79K | 22.77% |
| FARRIS INSURANCE AGENCY INC3 | 4706 S THOMPSON ST. SUITE 101 SPRINGDALE, AR 72764 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $35K | $0 | $35K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,797 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,819 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 5,887 | $1.3M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 2,950 | $298K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 5,484 | $1.1M |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,292 | $521K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 5,484 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,887 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.