| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 Filed as: THE HATCHER AGNECY | PO BOX 3505 LITTLE ROCK, AR 722033505 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $124K | $124K | 1.01% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | $0 | $10K | 0.08% |
| ACRISURE LLC3 | DBA THE HATCHER AGENCY 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | PRINCIPAL LIFE INSURANCE COMPANY | $99K | $0 | $99K | 7.52% |
| ACRISURE LLC3 | 2625 W PETERSON AVE CHICAGO, IL 606594004 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $11K | $11K | 0.87% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $17K | $0 | $17K | 2.32% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $63K | $8K | $71K | 23.83% |
| ACRISURE LLC3 | DBA THE HATCHER AGENCY 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $10K | $0 | $10K | 4.99% |
| BARRY ROE4 | 350 INDIAN HILLS DR CONWAY, AR 72034 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | $0 | $2K | 17.94% |
| THE HATCHER AGENCY4 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | $0 | $1K | 10.88% |
| KIM EDWARDS SWINDLE4 | 3310 LONOKE COVE JONESBORO, AR 72404 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $66 | $0 | $66 | 0.49% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE INC | PO BOX 3507 LITTLE ROCK, AR 722039481 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 23.67% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $124 | $0 | $124 | 1.43% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | $0 | $13 | 0.15% |
| AF SMITH & ASSOCIATES3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,347 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,365 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,066 | $12.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 2,874 | $732K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,256 | $207K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 2,618 | $1.3M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,618 | $1.3M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,618 | $1.3M |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 2,066 | $12.3M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 342 | $321K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.